Buy to let 2 Year Fixed Loans up to 80% LTV Capital and Interest BO1602

For loans up to 80% of property value

Product name	Buy to let 2 Year Fixed Loans up to 80% LTV Capital and Interest BO1602
Initial rate	5.53%
Initial rate expires on	31st January 2027
Rate thereafter	Offset variable Investment Housing Loan Rate, currently 8.74%
Overall cost for comparison	8.50% APRC
Product fee	£1,999
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Purchases: No Incentives Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required Capital & Interest, Interest Only or Part and Part maximum 80% LTV with a maximum loan size of £500,000.
Maximum loan amount	£500,000
Maximum loan to value	80%
Minimum loan amount	£80,000
Early repayment charge	3% in year one 2% in year two
Special offers	Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty
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