Broker Exclusive - 5 Year Fixed <=85% - Loan <=£1.5m - Capital and Interest - CI1658

For loans up to 85% of property value

Product name	Broker Exclusive - 5 Year Fixed <=85% - Loan <=£1.5m - Capital and Interest - CI1658
Initial rate	4.45%
Initial rate expires on	31st January 2030
Rate thereafter	Standard Variable Rate, currently 8.99%
Overall cost for comparison	7.20% APRC
Product fee	£1,499
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Re-mortgages: Free valuation
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages
Maximum loan amount	£1,500,000.00
Maximum loan to value	85%
Minimum loan amount	£150,000
Early repayment charge	5% in years one and two 4% in year three 3% in year four 2% in year five
Special offers	Purchase: None Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m. Properties over £3m no incentives. All incentives subject to qualifying criteria being met.
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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