Broker Exclusive - 5 Year Fixed <=90% - Full C&I - Capital and Interest - CI1648

For loans up to 90% of property value

Product name	Broker Exclusive - 5 Year Fixed <=90% - Full C&I - Capital and Interest - CI1648
Initial rate	4.78%
Initial rate expires on	31st January 2030
Rate thereafter	Standard Variable Rate, currently 8.24%
Overall cost for comparison	7.00% APRC
Product fee	£1,499
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Purchase - One free valuation for properties up to £3m.
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for purchases.
Maximum loan amount	£1,000,000
Maximum loan to value	90%
Minimum loan amount	£150,000
Early repayment charge	5% in years one and two 4% in year three 3% in year four 2% in year five
Overpayment permitted	Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
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