Offset IHL Variable Capital and Interest BO1005

For loans up to 75% of property value

Product name	Offset IHL Variable Capital and Interest BO1005
Initial rate	8.74% (variable)
Initial rate expires on	No end date
Rate thereafter	Variable for term
Overall cost for comparison	9.20% APRC
Product fee	£1,999
Option to add product fees to mortgage	The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees	Purchases: None Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
Eligibility	Applicants must be aged 18 or over. All loans are subject to status. Security will be required. This product is only available for remortgages
Maximum loan amount	£1,000,000
Maximum loan to value	75%
Minimum loan amount	£80,000
Special offers	Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)
	Apply now

Our online application makes it quick and easy to apply for your customer

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

Can't find what you need on our product and lending criteria pages? Try live chat

To see how we manage your data, read our privacy notice

To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.00pm, except Wednesdays, 9.30am - 5.00pm

For all lending policy and new business enquiries: