Skip to content

2 Year Fixed Rate over £600,000 – Full Capital and Interest CI1450

For loans up to 90% of property value

Product name2 Year Fixed Rate over £600,000 – Full Capital and Interest CI1450
Initial rate5.55%
Initial rate expires on
31st March 2027
Rate thereafterStandard Variable Rate, currently
8.24%
Overall cost for comparison8.00% APRC
Product fee
£999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
Legal and Valuation Fees

Purchases: No Incentives

Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors)

Eligibility

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage.

Maximum loan amount£1,000,000
Maximum loan to value90%
Minimum loan amount£600,001
Early repayment charge3% in year one
2% in year two
Special offers

Purchase: None

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Overpayment permittedYes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions.
Apply now

 

Quick links

Our online application makes it quick and easy to apply for your customer

Apply online

To discuss product and policy queries, or for advice on making an application, speak to your Clydesdale Bank and Virgin Money BDM.

Find your BDMs

Can't find what you need on our product and lending criteria pages? Try live chat

To see how we manage your data, read our privacy notice

Chat now

To discuss applications already submitted, please call 0800 917 8363.*

*Monday - Friday, 9.00am - 5.00pm, except Wednesdays, 9.30am - 5.00pm

Procuration fee enquiries

Get in touch

Get in touch

For all lending policy and new business enquiries:

Contact us

You are here:  Products  >  Capital and interest mortgages