For loans up to 95% of property value
| Product name | Residential fixed rate - 2 years - Loans up to 95% LTV - Full Capital and Interest CI1454 |
| Initial rate | 5.20% |
| Initial rate expires on | 31st January 2027 |
| Rate thereafter | Standard Variable Rate, currently 8.99% |
| Overall cost for comparison | 8.50% APRC |
| Product fee | £999 |
| Option to add product fees to mortgage | The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV. |
| Legal and Valuation Fees | Purchases: None Re-mortgages: Free valuation and free legal fees (if using bank's own solicitors) |
| Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required This product may only be used where the whole of the mortgage is on a Capital & Interest repayment basis. If any element of Interest Only is required, products which allow Interest Only must be selected for all parts of the mortgage. |
| Maximum loan amount | £600,000 |
| Maximum loan to value | 95% |
| Minimum loan amount | £80,000 |
| Early repayment charge | 3% in year one 2% in year two |
| Special offers | Purchase: None Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m |
| Overpayment permitted | Yes, up to 10% of outstanding loan each year without penalty. After the fixed period you can make over payments without any restrictions. |
| Apply now |
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Clydesdale Bank PLC Registered in Scotland (Number SC001111). Registered Office: 177 Bothwell Street, Glasgow G2 7ER.
